SIP Calculator
Calculate the future value of your SIP investments with accurate compound interest calculations and advanced analytics
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%
Yr
Investment Overview
Total Wealth
₹20.66 L
Investment
Returns
Total Investment
₹12.00 L
Wealth Gained
₹8.66 L
Maturity Amount
₹20.66 L
Expected Returns
72.16%
Monthly Return
₹7,218
Yearly Return
₹86,616
Average Monthly
₹10,000
Total Months
120
Inflation Analysis
Real returns adjusted for inflation
Risk Assessment
Portfolio risk and volatility
Tax Calculator
LTCG and STCG calculations
Compare Options
SIP vs FD vs PPF comparison
Goal Planning
Plan for specific financial goals
Portfolio Mix
Suggested asset allocation
Retirement Planning
Calculate retirement corpus needed
Wealth Projection
20 & 30 year projections
Compounding Effect
Power of long-term investing
Break Even Analysis
When will your investment double?
Monthly Breakdown
Detailed month-by-month analysis
Savings vs Investing
Compare bank savings with SIP
Year-wise Investment Breakdown
| Year | Opening Balance | Invested Amount | Wealth Gained | Closing Balance | Actions |
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What is SIP (Systematic Investment Plan)?
A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount at regular intervals (monthly, quarterly, etc.). This disciplined approach helps in:
- Rupee Cost Averaging: Reduces the impact of market volatility by averaging out the purchase cost
- Power of Compounding: Your returns generate further returns, creating exponential growth
- Financial Discipline: Encourages regular saving and investment habits
- Flexibility: Start small and increase investments as your income grows
